Frequently Asked Questions
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The Fair Credit Reporting Act is a federal law that regulates the use and content of credit reports to protect consumer privacy and ensure the accuracy of the information they contain.
The FCRA restricts the information that may be included in a credit report, limits who may request a credit report and how the report may be used, and requires credit reporting agencies and those who use credit reports (such as employers and landlords) to follow specified procedures in dealing with consumers.Click here to view the FCRA Summary of Rights.